List confirmed jobs by expected payment date, not just quote value. Include supplier deposits, transport, staff costs, tax obligations, and recurring expenses. Update the forecast when a job is delayed or scope changes.
List expected receipts and unavoidable outgoings by week, including supplier purchases, travel, wages, taxes to plan for, and quiet periods. Compare the plan with actual bank and mobile-money records and update it when a customer payment is delayed. Keep a reserve for commitments you have already accepted. Avoid counting unsigned quotes or verbal interest as cash available to spend.
Review the plan against payments actually received, not invoices that have merely been sent.
Compare expected cash with actual deposits each week and identify bills due before customer payments arrive. If a shortfall appears, contact suppliers or clients early and discuss a realistic plan. Do not count verbal interest, unaccepted quotes, or a promised payment as cash received.
Keep a reserve appropriate to your business and seek financial advice for major decisions. Use KobStore to present services and generate enquiries without assuming they become cash; create a page.
