If the shop offers credit, agree the amount, repayment terms, due dates, and customer reference before recording a balance. Make entries promptly and issue a clear note of any payment or adjustment so the customer and shop can reconcile the account.
Keep the credit book or digital record out of public view and limit access to staff who need it to manage the account. Do not display balances at the counter or include them in a product listing. Collect only the personal information needed for the agreed account and protect it from casual access.
Credit is a business choice, not a guaranteed POS outcome. Set a limit that suits the shop's own risk, review overdue entries consistently, and follow current privacy obligations. Keep credit records separate from general product stock notes.
