A credit sale must identify who owes the business and how much. Select the customer, record the items and total, agree the payment expectation, and keep the entry connected to the sale.

KobStore’s POS credit book stores customer balances and later payments separately from immediate payments. This helps the owner see who owes money instead of treating every sale as cash received.

Review overdue balances regularly and set limits for customers with repeated late payments. A digital record supports discipline; it does not replace a clear credit policy.